FINLATINA S.A. DE FINANZAS
Rating and auditor (2026)
BBB+py
Evaluadora Latinoamericana, outlook estable. Auditor: PCG Auditores Consultores. Local scale ("py"): AAApy is the strongest in Paraguay, not a global rating.
Per employee (60 staff)
| Profit per employee, last 12 months | USD -1.0 k |
| Deposits per employee | USD 640 k |
| Loans per employee | USD 687 k |
Who it lends to
| Services | 64 % | |
| Financial sector | 12 % | |
| Wholesale trade | 8 % | |
| Retail trade | 4 % | |
| Consumer loans (households) | 4 % | |
| Cattle | 4 % | |
| Real estate | 2 % | |
| Industry | 2 % | |
| Construction | 1 % | |
| Agriculture | 1 % | |
| Public administration | 0 % |
2026-09, share of USD 42.5 M lent.
Accounts
Assets
USD 52.4 M
₲ 306 bn
2026-09 · +119 % in a year in USD (+83 % in ₲)
Liabilities
USD 41.8 M
₲ 244 bn
2026-09 · +155 % in a year in USD (+112 % in ₲)
Equity
USD 10.7 M
₲ 62.2 bn
2026-09 · +42 % in a year in USD (+18 % in ₲)
Deposits
USD 38.4 M
₲ 224 bn
2026-09 · +252 % in a year in USD (+193 % in ₲)
Net loans
USD 41.2 M
₲ 240 bn
2026-09 · +117 % in a year in USD (+81 % in ₲)
Profit, year to date
USD 247 k
₲ 1.4 bn
2026-09
Pre-tax profit, year to date
USD 306 k
₲ 1.8 bn
2026-08 · +5 % in a year in USD (-16 % in ₲)
Staff
60
2026-09 · +0 % in a year
Branches
2
2026-09 · +0 % in a year
ATMs
0
2026-09
Tier 1 capital / risk-weighted assets
20.7 %
2026-09
Bad loans (past due / total)
3.8 %
2026-09
Return on assets (ROA)
0.7 %
2026-09
Return on equity (ROE)
3.4 %
2026-09
Liquidity (cash and short investments / deposits)
18.0 %
2026-09
Cost / operating margin
75.4 %
2026-09
Charts of money are in US dollars, each month at the central bank's month-end rate; the guaraní figure is under each dollar amount. Source: Banco Central del Paraguay (monthly returns, unaudited until the year closes).