UENO Bank S.A.
Who owns it
U Paraguay S.A. 91.20 % (98.25 % of votes)
Ultimate owner: Grupo Vázquez (Vázquez family) through U Holdings S.à r.l. (Luxembourg) 90.19 %; OTP Bank 6.40 %
- U Paraguay S.A. 91.20 %
- U Holdings S.à r.l. 100 %
- Grupo Vázquez S.A.E. 90.19 %, OTP Bank Plc 6.40 %
Former Visión Banco.
Source: ueno bank, nómina de accionistas (2026-03-19; confidence high).
Rating and auditor (2026)
AApy
Solventa, outlook estable. Auditor: PriceWaterHouseCoopers. Local scale ("py"): AAApy is the strongest in Paraguay, not a global rating.
Per employee (499 staff)
| Profit per employee, last 12 months | USD 144 k |
| Deposits per employee | USD 5.8 M |
| Loans per employee | USD 5.2 M |
Who it lends to
| Services | 48 % | |
| Consumer loans (households) | 20 % | |
| Mortgages (households) | 8 % | |
| Real estate | 5 % | |
| Wholesale trade | 4 % | |
| Retail trade | 3 % | |
| Cattle | 3 % | |
| Financial sector | 2 % | |
| Construction | 2 % | |
| Industry | 2 % | |
| Agriculture | 1 % | |
| Other | 1 % | |
| Public administration | 0 % |
2026-09, share of USD 2.6 bn lent.
Accounts
Assets
USD 4.5 bn
₲ 26.4 tn
2026-09 · +65 % in a year in USD (+37 % in ₲)
Liabilities
USD 4.1 bn
₲ 23.9 tn
2026-09 · +63 % in a year in USD (+36 % in ₲)
Equity
USD 433 M
₲ 2.5 tn
2026-09 · +79 % in a year in USD (+50 % in ₲)
Deposits
USD 2.9 bn
₲ 17.0 tn
2026-09 · +39 % in a year in USD (+16 % in ₲)
Net loans
USD 2.6 bn
₲ 15.2 tn
2026-09 · +88 % in a year in USD (+56 % in ₲)
Profit, year to date
USD 53.5 M
₲ 312 bn
2026-09
Pre-tax profit, year to date
USD 59.3 M
₲ 346 bn
2026-09 · +82 % in a year in USD (+52 % in ₲)
Staff
499
2026-09 · -12 % in a year
Branches
76
2026-09 · +4 % in a year
ATMs
39
2024-11
Tier 1 capital / risk-weighted assets
11.7 %
2026-09
Bad loans (past due / total)
0.8 %
2026-09
Return on assets (ROA)
1.7 %
2026-09
Return on equity (ROE)
20.9 %
2026-09
Liquidity (cash and short investments / deposits)
20.7 %
2026-09
Cost / operating margin
52.1 %
2026-09
Charts of money are in US dollars, each month at the central bank's month-end rate; the guaraní figure is under each dollar amount. Source: Banco Central del Paraguay (monthly returns, unaudited until the year closes).