Banks, finance companies and insurers

SOLAR BANCO S.A.E.

Who owns it

Family groups: Burró Gustale 44.98 %, Díaz Benza 14.89 %, Cameron 7.47 %, 23.1 % others

Ultimate owner: Burró Gustale family

Source: Solar Banco, nómina de accionistas (2026-03-31; confidence high).

Rating and auditor (2026)

Apy

Solventa, outlook fuerte. Auditor: J.C. DESCALZO. Local scale ("py"): AAApy is the strongest in Paraguay, not a global rating.

Per employee (252 staff)

Profit per employee, last 12 monthsUSD 21.5 k
Deposits per employeeUSD 1.8 M
Loans per employeeUSD 1.7 M

Who it lends to

Consumer loans (households)39 %
Services17 %
Wholesale trade17 %
Industry8 %
Agriculture6 %
Mortgages (households)3 %
Construction2 %
Retail trade2 %
Financial sector2 %
Public administration1 %
Cattle1 %
Real estate0 %

2026-09, share of USD 439 M lent.

Accounts

Assets

USD 580 M
₲ 3.4 tn
2026-09 · +31 % in a year in USD (+9 % in ₲)
2022-112026-09

Liabilities

USD 524 M
₲ 3.1 tn
2026-09 · +31 % in a year in USD (+9 % in ₲)
2022-112026-09

Equity

USD 55.9 M
₲ 326 bn
2026-09 · +31 % in a year in USD (+9 % in ₲)
2022-112026-09

Deposits

USD 445 M
₲ 2.6 tn
2026-09 · +31 % in a year in USD (+9 % in ₲)
2022-112026-09

Net loans

USD 424 M
₲ 2.5 tn
2026-09 · +30 % in a year in USD (+8 % in ₲)
2022-112026-09

Profit, year to date

USD 2.9 M
₲ 17.0 bn
2026-09
2022-112026-09

Pre-tax profit, year to date

USD 2.9 M
₲ 17.0 bn
2026-09 · -28 % in a year in USD (-40 % in ₲)
2022-112026-09

Staff

252
2026-09 · -2 % in a year
2016-012026-09

Branches

13
2026-09 · +0 % in a year
2023-012026-09

ATMs

10
2024-11 · +0 % in a year
2023-012024-11

Tier 1 capital / risk-weighted assets

9.7 %
2026-09
2022-112026-09

Bad loans (past due / total)

4.4 %
2026-09
2022-112026-09

Return on assets (ROA)

0.7 %
2026-09
2022-112026-09

Return on equity (ROE)

7.3 %
2026-09
2022-112026-09

Liquidity (cash and short investments / deposits)

25.3 %
2026-09
2022-112026-09

Cost / operating margin

31.8 %
2026-09
2022-112026-09

Charts of money are in US dollars, each month at the central bank's month-end rate; the guaraní figure is under each dollar amount. Source: Banco Central del Paraguay (monthly returns, unaudited until the year closes).