INTERFISA BANCO SOCIEDAD ANÓNIMA EMISORA DE CAPITAL ABIERTO
Who owns it
Grupo Cogorno (since 2020); CAF holds ordinary shares
Ultimate owner: Cogorno family
Source: Infonegocios (2020-2024; confidence low).
Rating and auditor (2026)
A+py
Solventa, outlook estable. Auditor: Gestión Empresarial. Local scale ("py"): AAApy is the strongest in Paraguay, not a global rating.
Per employee (246 staff)
| Profit per employee, last 12 months | USD 53.3 k |
| Deposits per employee | USD 3.2 M |
| Loans per employee | USD 2.4 M |
Who it lends to
| Wholesale trade | 18 % | |
| Agriculture | 12 % | |
| Consumer loans (households) | 12 % | |
| Services | 12 % | |
| Retail trade | 11 % | |
| Industry | 8 % | |
| Cattle | 8 % | |
| Financial sector | 7 % | |
| Construction | 5 % | |
| Real estate | 3 % | |
| Mortgages (households) | 3 % | |
| Public administration | 1 % | |
| Other | 0 % |
2026-09, share of USD 531 M lent.
Accounts
Assets
USD 928 M
₲ 5.4 tn
2026-09 · +34 % in a year in USD (+12 % in ₲)
Liabilities
USD 838 M
₲ 4.9 tn
2026-09 · +31 % in a year in USD (+9 % in ₲)
Equity
USD 90.1 M
₲ 526 bn
2026-09 · +66 % in a year in USD (+39 % in ₲)
Deposits
USD 780 M
₲ 4.5 tn
2026-09 · +35 % in a year in USD (+12 % in ₲)
Net loans
USD 580 M
₲ 3.4 tn
2026-09 · +49 % in a year in USD (+24 % in ₲)
Profit, year to date
USD 9.4 M
₲ 54.9 bn
2026-09
Pre-tax profit, year to date
USD 9.9 M
₲ 57.8 bn
2026-09 · +78 % in a year in USD (+49 % in ₲)
Staff
246
2026-09 · -2 % in a year
Branches
15
2026-09 · -6 % in a year
ATMs
24
2024-11 · +9 % in a year
Tier 1 capital / risk-weighted assets
12.9 %
2026-09
Bad loans (past due / total)
2.4 %
2026-09
Return on assets (ROA)
1.4 %
2026-09
Return on equity (ROE)
16.4 %
2026-09
Liquidity (cash and short investments / deposits)
28.9 %
2026-09
Cost / operating margin
56.4 %
2026-09
Charts of money are in US dollars, each month at the central bank's month-end rate; the guaraní figure is under each dollar amount. Source: Banco Central del Paraguay (monthly returns, unaudited until the year closes).