BANCO PARA LA COMERCIALIZACION Y PRODUCCION S.A.
Who owns it
29 production cooperatives of FECOPROD
Ultimate owner: Paraguay's production cooperatives (dairy, soy, beef: Mennonite and other cooperatives)
Source: BCP-published rating evaluation (2022; confidence medium).
Rating and auditor (2026)
AA-py
Evaluadora Latinoamericana, outlook estable. Auditor: BDO Auditores Consultores. Local scale ("py"): AAApy is the strongest in Paraguay, not a global rating.
Per employee (344 staff)
| Profit per employee, last 12 months | USD 44.7 k |
| Deposits per employee | USD 2.4 M |
| Loans per employee | USD 2.7 M |
Who it lends to
| Agriculture | 22 % | |
| Cattle | 19 % | |
| Wholesale trade | 18 % | |
| Industry | 10 % | |
| Services | 9 % | |
| Retail trade | 7 % | |
| Financial sector | 6 % | |
| Consumer loans (households) | 4 % | |
| Construction | 2 % | |
| Mortgages (households) | 1 % | |
| Public administration | 1 % | |
| Other | 1 % | |
| Real estate | 0 % |
2026-09, share of USD 904 M lent.
Accounts
Assets
USD 1.3 bn
₲ 7.5 tn
2026-09 · +33 % in a year in USD (+11 % in ₲)
Liabilities
USD 1.2 bn
₲ 6.7 tn
2026-09 · +32 % in a year in USD (+10 % in ₲)
Equity
USD 129 M
₲ 753 bn
2026-09 · +39 % in a year in USD (+16 % in ₲)
Deposits
USD 831 M
₲ 4.8 tn
2026-09 · +29 % in a year in USD (+8 % in ₲)
Net loans
USD 916 M
₲ 5.3 tn
2026-09 · +31 % in a year in USD (+9 % in ₲)
Profit, year to date
USD 11.0 M
₲ 64.4 bn
2026-09
Pre-tax profit, year to date
USD 11.9 M
₲ 69.4 bn
2026-09 · +41 % in a year in USD (+18 % in ₲)
Staff
344
2026-09 · +8 % in a year
Branches
16
2026-09 · +7 % in a year
ATMs
24
2024-11 · +9 % in a year
Tier 1 capital / risk-weighted assets
13.6 %
2026-09
Bad loans (past due / total)
1.9 %
2026-09
Return on assets (ROA)
1.2 %
2026-09
Return on equity (ROE)
13.4 %
2026-09
Liquidity (cash and short investments / deposits)
30.0 %
2026-09
Cost / operating margin
54.7 %
2026-09
Charts of money are in US dollars, each month at the central bank's month-end rate; the guaraní figure is under each dollar amount. Source: Banco Central del Paraguay (monthly returns, unaudited until the year closes).