BANCO ITAÚ PARAGUAY S.A.
Who owns it
ITB Holding Brasil Participações (99.9 %)
Ultimate owner: Itaú Unibanco Holding (Brazil), controlled by the Moreira Salles and Egydio de Souza Aranha families
- ITB Holding Brasil Participações 99.9 %
- Itaú Unibanco S.A.
- Itaú Unibanco Holding S.A. 100 %
Source: Itaú Paraguay, Gobierno Corporativo 2024 (2024; confidence high).
Rating and auditor (2026)
AAApy
Fix SCR, outlook estable. Auditor: Ernst & Young Paraguay. Local scale ("py"): AAApy is the strongest in Paraguay, not a global rating.
Per employee (1,321 staff)
| Profit per employee, last 12 months | USD 174 k |
| Deposits per employee | USD 3.4 M |
| Loans per employee | USD 3.6 M |
Who it lends to
| Consumer loans (households) | 30 % | |
| Wholesale trade | 13 % | |
| Mortgages (households) | 11 % | |
| Agriculture | 9 % | |
| Services | 8 % | |
| Cattle | 7 % | |
| Retail trade | 6 % | |
| Industry | 5 % | |
| Real estate | 3 % | |
| Construction | 3 % | |
| Public administration | 2 % | |
| Financial sector | 1 % | |
| Other | 0 % |
2026-09, share of USD 4.5 bn lent.
Accounts
Assets
USD 7.0 bn
₲ 40.7 tn
2026-09 · +31 % in a year in USD (+9 % in ₲)
Liabilities
USD 5.8 bn
₲ 33.8 tn
2026-09 · +31 % in a year in USD (+9 % in ₲)
Equity
USD 1.2 bn
₲ 6.9 tn
2026-09 · +30 % in a year in USD (+8 % in ₲)
Deposits
USD 4.5 bn
₲ 26.5 tn
2026-09 · +30 % in a year in USD (+8 % in ₲)
Net loans
USD 4.7 bn
₲ 27.6 tn
2026-09 · +31 % in a year in USD (+9 % in ₲)
Profit, year to date
USD 174 M
₲ 1.0 tn
2026-09
Pre-tax profit, year to date
USD 191 M
₲ 1.1 tn
2026-09 · +30 % in a year in USD (+8 % in ₲)
Staff
1,321
2026-09 · +3 % in a year
Branches
37
2026-09 · +3 % in a year
ATMs
295
2024-11 · +5 % in a year
Tier 1 capital / risk-weighted assets
13.8 %
2026-09
Bad loans (past due / total)
2.4 %
2026-09
Return on assets (ROA)
3.7 %
2026-09
Return on equity (ROE)
25.3 %
2026-09
Liquidity (cash and short investments / deposits)
43.0 %
2026-09
Cost / operating margin
34.4 %
2026-09
Charts of money are in US dollars, each month at the central bank's month-end rate; the guaraní figure is under each dollar amount. Source: Banco Central del Paraguay (monthly returns, unaudited until the year closes).