SUDAMERIS BANK S.A.E.C.A.
Who owns it
Abbeyfield Financial Holdings (Ireland), 91.97 % of voting shares
Ultimate owner: Abbeyfield group, founded 2003 as the family office of Conor McEnroy; Dutch development bank FMO holds a minority stake
- Abbeyfield Financial Holdings 91.97 %
Absorbed Banco Regional (2023).
Source: Sudameris, shareholder agreement notice; FMO; Infonegocios (2026; confidence medium).
Rating and auditor (2026)
AAApy
Feller Rate, outlook estable. Auditor: PriceWaterHouseCoopers. Local scale ("py"): AAApy is the strongest in Paraguay, not a global rating.
Per employee (993 staff)
| Profit per employee, last 12 months | USD 83.2 k |
| Deposits per employee | USD 4.2 M |
| Loans per employee | USD 5.0 M |
Who it lends to
| Agriculture | 25 % | |
| Cattle | 15 % | |
| Wholesale trade | 15 % | |
| Industry | 14 % | |
| Services | 11 % | |
| Consumer loans (households) | 7 % | |
| Mortgages (households) | 3 % | |
| Real estate | 2 % | |
| Construction | 2 % | |
| Retail trade | 2 % | |
| Public administration | 2 % | |
| Financial sector | 1 % | |
| Other | 0 % |
2026-09, share of USD 5.2 bn lent.
Accounts
Assets
USD 7.0 bn
₲ 40.8 tn
2026-09 · +20 % in a year in USD (+0 % in ₲)
Liabilities
USD 6.3 bn
₲ 36.9 tn
2026-09 · +20 % in a year in USD (+0 % in ₲)
Equity
USD 663 M
₲ 3.9 tn
2026-09 · +19 % in a year in USD (-1 % in ₲)
Deposits
USD 4.2 bn
₲ 24.5 tn
2026-09 · +14 % in a year in USD (-5 % in ₲)
Net loans
USD 4.9 bn
₲ 28.7 tn
2026-09 · +12 % in a year in USD (-7 % in ₲)
Profit, year to date
USD 56.3 M
₲ 328 bn
2026-09
Pre-tax profit, year to date
USD 61.5 M
₲ 359 bn
2026-09 · -19 % in a year in USD (-33 % in ₲)
Staff
993
2026-09 · +1 % in a year
Branches
49
2026-09 · +4 % in a year
ATMs
205
2024-11 · +1 % in a year
Tier 1 capital / risk-weighted assets
13.0 %
2026-09
Bad loans (past due / total)
1.6 %
2026-09
Return on assets (ROA)
1.2 %
2026-09
Return on equity (ROE)
13.5 %
2026-09
Liquidity (cash and short investments / deposits)
30.4 %
2026-09
Cost / operating margin
46.4 %
2026-09
Charts of money are in US dollars, each month at the central bank's month-end rate; the guaraní figure is under each dollar amount. Source: Banco Central del Paraguay (monthly returns, unaudited until the year closes).